Features & Amenities

Interior

  • Other Interior Features

    Central Vacuum, Breakfast Bar, Bookcases, Cathedral Ceiling(s), Crown Molding, Vaulted Ceiling(s), Tray Ceiling(s), Recessed Lighting, Pantry, Wet Bar

  • Total Bedrooms

    5

  • Bathrooms

    5

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s), Electric

  • Fireplace YN

    YES

  • Heating YN

    YES

  • Heating

    Central, Natural Gas, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    2

  • Construction Materials

    Stucco

  • Other Exterior Features

    Outdoor Grill, Balcony, Boat Slip, Dock

  • Parking

    Guest, Oversized

  • Patio and Porch Features

    Patio, Covered

  • Pool

    Yes

  • Pool Features

    In Ground, Private

  • Waterfront YN

    YES

  • View

    Bay

Area & Lot

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Contemporary

Price

  • Sales Price

    $2,350,000

  • Zoning

    Deed Restrictions, Resid

  • Sq. Footage

    6,387

  • Price/SqFt

    $367

HOA

  • Association

    YES

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Destin

  • Middle School

    Destin

  • High School

    Fort Walton Beach

Property Features

  • New Construction

    NO

  • Sewer

    Public Sewer

  • Water Source

    Public

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Location

County

Okaloosa

Elementary School

Destin

Middle School

Destin

High School

Fort Walton Beach

Listing Courtesy of John Paul Somers, Somers & Company

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Cheryl Chamblee

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Spectacular contemporary home with 138' feet on deep-water Indian Bayou directly across from Choctawhatchee Bay! This gorgeous residence features a 2+ story wall of windows for stunning water views and abundant natural light throughout. The huge living/dining/bar area is fabulous for entertaining, especially as it leads directly out to the large patio, pool, yard, and boat dock. Impeccably designed, the finishes are beautiful, functional, and decorative. Of special note is the incredible cabinetry throughout the home, which beautifully keeps to the home's contemporary theme, ensuring a clean, minimalistic feel while providing an amazing amount of storage capacity!
The floorplan is perfect for modern lifestyles. Just off the dining area is the fantastic European-style kitchen... ,,,with an adjoining family gathering area and practical computer desk. The kitchen is oriented facing the water, with plenty of natural light. It features a large island, 3(!) sinks, soft-close drawers, both Silestone and granite counters, a large breakfast bar, and stainless appliances including 2 Gaggenau convection ovens, 2 dishwashers (Miele/Fischer Paykel), a Subzero fridge and freezer, Wolf stove, and much more. The bar area includes 2 wine refrigerators, plus cooling drawers, an icemaker, and a cappuccino maker. 

The spacious master suite, located on the first level facing the water, features a gas fireplace, electric privacy blinds, steam shower, 2 sinks and separate vanity with Silestone counters, air tub, separate water closet, and an incredible walk-in closet that feels like an exclusive boutique. An additional bedroom suite on the first floor could easily be used as a home office and guest bath.

The stunning sweeping modern staircase leads to the balcony and 2 upstairs bedroom suites, each with their own baths, walk-in closets including washer/dryer, and balconies. The large sizes could easily accommodate guests or become a bonus/play room and/or large home office. A smaller media/playroom/sitting area is also on the 2nd floor. The current owners converted the garage into a first floor media/family room, but it could be converted back if desired. The home also includes central vac, 8 A/C units, and a paging system, among other conveniences.

The incredible "back" yard offers a large pool, shaded sitting areas, and large sun patio, large lawn, and a boat dock with 2 boat lifts, a jetski lift, fish cleaning station, etc. Ideally located at the entrance to Choctawhatchee Bay, you can easily enjoy all the watersports of the Bay, as well as the Gulf of Mexico--or opt for golfing at Indian Bayou Golf Course. This special residence will make a wonderful home base for years of enjoyment!

114 INDIAN BAYOU Drive

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Related Properties

New on site today
Set within the gated Regatta Bay community in Destin, Florida, this residence is designed around the way life is lived here: with a private pool, outdoor kitchen, first-floor primary retreat, generous guest accommodations and multiple spaces for gathering. Regatta Bay brings golf, boating, dining, shopping and time outdoors into the rhythm of everyday life, with Destin Commons, Whole Foods and nearby restaurants just beyond the gates, and the Regatta Bay Golf & Yacht Club, marina and community recreation close at hand. The community's familiar refrain still captures the appeal: ''Live, Shop, Dine, Play. Never Leave Regatta Bay.'' A clay tile roof gives the home a timeless coastal presence, while inside, paneled walls at the entry introduce an interior defined by craftsmanship and scale. Tall ceilings, hardwood floors and custom tile continue throughout, creating a sense of warmth and permanence without feeling overly formal. In the main living room, exposed ceiling beams add architectural dimension while a gas fireplace creates a natural gathering point at the center of the home.

The kitchen carries that same balance of form and function. A gas range, illuminated glass-front cabinetry and custom tile backsplash bring character to the space, while a butler's pantry provides valuable storage and preparation space away from the main kitchen. Near the dining area, a dedicated wet bar with refrigerator and ice maker keeps entertaining effortless and allows drinks and conversation to flow without interrupting the kitchen.

The first-floor primary suite is intentionally removed from the secondary bedrooms, giving it the privacy and quiet of a true retreat. A generous closet with built-in dressers reinforces the feeling of a suite designed for long-term living rather than simply an oversized bedroom. Custom tile continues into the baths, including a distinctive powder room near the entry, while a dedicated laundry room with sink adds another layer of practical ease.

Upstairs, the home shifts naturally into a private guest and family level. A second living room creates another place to gather, relax or spread out, while an additional wet bar with refrigerator and sink allows the space to function independently from the main level. Three bedroom suites are located upstairs, each with its own full bath, along with a separate half bath serving the shared living space. Balconies off the upstairs bedrooms extend the experience outdoors and provide quiet places to enjoy the Regatta Bay setting.

Outside, the heated private pool becomes the natural center of life at home. A built-in barbecue grill, sink and refrigerator create a true outdoor entertaining space where afternoons by the pool can move easily into dinner and evenings outside. Whether the house is quiet or filled with guests, the outdoor environment feels like an extension of the interiors rather than a separate amenity.

That sense of ease is what makes Regatta Bay particularly distinctive within Destin. The community was designed around the idea that much of the lifestyle people come to Northwest Florida to enjoy can happen close to home. Golf, boating, clubhouse dining and recreation are part of the Regatta Bay experience, while the marina connects life in the community to the waters of Choctawhatchee Bay. Destin Commons, restaurants, shopping and everyday conveniences are immediately nearby, and the Gulf of Mexico and the beaches of Destin remain within easy reach.

It is a place where a day can begin with a round of golf, move to the marina or an afternoon on the water, continue with dinner or shopping at Destin Commons and end back home beside your own pool. The long-standing Regatta Bay philosophy, "Live, Shop, Dine, Play. Never Leave Regatta Bay," still captures what makes the community compelling: not isolation from Destin, but exceptional access to so much of what defines it.

For buyers searching for a luxury home in Regatta Bay, a gated Destin residence with a private pool and outdoor kitchen, or a home with a first-floor primary suite and separate ensuite guest accommodations, this property brings those elements together in a way that feels both refined and livable. Its architectural details, multiple entertaining spaces, three-car garage and thoughtful separation between private and gathering areas create a home designed for everyday living, entertaining and extended stays, while its setting in Regatta Bay places golf, boating, dining, shopping and the broader Destin lifestyle just beyond the front door.
#1011182

Destin

4562 Leeward Lane

4 Beds

4 Baths

3,972 Sq.Ft.

$2,597,000

MLS#: 1011182

New on site 1 day ago
There are beach rentals, then there are beach homes.
This idyllic Destin home is a cut above your common rental and begs to be lived in and enjoyed- whether full-time or as an investment property.

Owned by a longtime hit country songwriter and guitarist, this elegant two-story coastal cottage is located in the popular Crystal Beach neighborhood of Kokomo Cove, and less than two blocks to private beach access.

This home sits on a well-manicured, fenced .17-acre lot, with three spacious bedrooms and baths, along with large living room complete with real fireplace, custom cut hardwood floors, high ceilings, and detailed trim work and molding. 

Adjacent to the large living area is an open dining area and chef's kitchen, complete with solid custom cabinetry, granite countertops, and Bosch six burner gas stove. Additionally, there is a large bonus room with custom oversized billiards table, perfect for entertaining. 

In back you will find a spacious deck, grilling area, large hot tub, brand new custom swimming pool (to be completed October 2026), tiki bar, garden shed, outdoor television, and beautiful landscaping.

This home just had a new metal roof and full exterior paint, spring of 2026, along with new landscaping, new pavers, and a new double-size driveway. 

Sold tastefully furnished and turnkey ready to move in and enjoy or rent when you're not using it. Current rentals on the books for remainder of 2026 and a few months into coming year also.
#1011160

Destin

78 Sunfish Street

3 Beds

2 Baths

2,705 Sq.Ft.

$2,100,000

MLS#: 1011160

Rare Deep-Water Waterfront Estate | Dual Boat Slips | Gulf Access
There is truly nothing else quite like this extraordinary Holiday Isle residence! Set on a deep-water canal with dual boat slips, including one with a lift, this one-of-a-kind waterfront home delivers the ultimate boating lifestyle with easy Gulf access and private beaches just steps from your door. Mediterranean-inspired elegance meets resort-style living with a brand-new saltwater pool, expansive waterfront entertaining patio, and breathtaking canal views.
Inside, soaring ceilings, new flooring, exquisite Schonbek chandeliers, a dramatic two-story fireplace, and 8 picture windows overlooking the canal create a stunning first impression. The home offers 4 bedrooms, 3 full baths, plus 2 additional downstairs rooms with Murphy beds--ideal for guests, office space, or flexible sleeping accommodations.
A productive front-yard vineyard producing Malbec and Sangiovese adds a truly distinctive touch. With deep-water boating, dual slips, Gulf access, private beach proximity, luxury finishes, dedicated entertaining bar and bar area and exceptional indoor-outdoor living, this is a rare Holiday Isle waterfront offering for the discerning buyer seeking an extraordinary coastal lifestyle. Ask for the plans for the extra room addition!
#1010860

Destin

531 Vera Cruz Drive

4 Beds

3 Baths

4,304 Sq.Ft.

$2,400,000

MLS#: 1010860

Experience the ultimate Destin lifestyle from this exceptional canal-front beach home in the highly desirable community of Holiday Isle. Spend your mornings enjoying Gulf views, or boating to Crab Island and your evenings relaxing after a day on the water. The property offers 90 ft of deep-water canal frontage and two covered boat slips with lifts, making it easy to enjoy everything Destin's boating lifestyle has to offer. Designed for effortless coastal living, the home features a fully covered and enclosed outdoor entertainment area ideal for gathering with family and friends and enjoying coastal breezes. The property includes two separate living spaces: the second-level main residence and a third-level lockout. Each has its own private entrance and can be enjoyed together or independently, offering flexibility for extended family, guests or vacation-rental opportunities. The main residence features four spacious bedrooms, four full bathrooms, an expansive living area, a gourmet kitchen with breakfast bar and a private office. The third-level lockout offers two additional bedrooms, two full bathrooms, a large living area and fully equipped kitchen with breakfast bar. The lower-level space offers room for storing beach gear, paddleboards, fishing gear and boating supplies, workshop. The private beach access is a very short walk away, while Crab Island and Gulf of Mexico are 15 minutes away by boat. This one-of-a-kind property captures the very best of the Destin lifestyle!
#1010454

Destin

514 Vera Cruz Drive

6 Beds

6 Baths

3,750 Sq.Ft.

$2,599,000

MLS#: 1010454

A rare opportunity to own this huge 5 bedroom 2-level condo on the Gulf of America. Two master bedrooms with 2 master baths. Entertainment den on lower level with 6 reclining seats. Amazing up-close views of the Gulf and the swimming pool is right outside your patio level sliding door. Separate 2-car garage with opener. Lots of closets with 2 large owner closets. Serene seating on your balcony overlooking the pool and the Gulf. where you can enjoy a relaxing breakfast right off the liviing room.
#1010287

Destin

1050 Highway 98 106E

5 Beds

5 Baths

3,440 Sq.Ft.

$2,500,000

MLS#: 1010287

Destined to be a rental powerhouse in much-desired Crystal Beach, this home is just blocks from snow-white beaches. Lightly rented and much improved by the current owners, this beautiful, 2016 built, recently updated and furnished home is clean-as-a-whistle. With an open floor plan, this house has all the features you need for family time, hosting get-togethers or vacation rentals! The stunning finishes of this SqFt 6 bed/6 bath home included shiplap in a coastal cottage design.

The resort-style backyard oasis features a pristine heated pool, hot tub, and hot/cold shower. The custom yard comes complete with a grill master's kitchen, cabana, Plenty of Parking and places to Store Owner Gear.
#1009711

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98 Woodward Street

6 Beds

6 Baths

3,038 Sq.Ft.

$2,350,000

MLS#: 1009711

Tons of updates and just moments from the sugar-white sands of Crystal Beach, this exceptional 6 bedroom, 3-bath coastal retreat blends style, comfort, and serious income potential. 

The thoughtfully updated main home is paired with a private guest house above the detached garage -- ideal for short-term rental income, multi-generational living, or hosting guests. Every inch has been refreshed with modern finishes while keeping its inviting beach cottage charm, and the numbers back it up: this turnkey property generated over $190,000 in gross rental revenue in 2025, with 2026 already trending the same. Enjoy deeded beach access, spacious outdoor living, and ample parking for boats or RVs, all just minutes from Destin's best shopping, dining, and entertainment. 

Move-in ready with proven cash flow and room to grow, this is a rare chance to own a beautifully updated, income-producing beach home in one of Destin's most sought-after coastal communities.
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6 Beds

3 Baths

2,428 Sq.Ft.

$2,000,000

MLS#: 1009185

Space for all your cars and toys while walking to restaurants, the harbor, shops, and entertainment. This no HOA urban entertainment compound and executive retreat is a true car and boat enthusiast dream. Offering unheard of value as a portfolio builder, this fully renovated 5800 square foot 7 bedroom 6.5 bathroom estate features ultra fortified ICF construction. Investors will immediately recognize the potential for accelerated appreciation and massive cash generation, as this is easily the best value per square foot in Destin hands down.

Property and Lifestyle Highlights:

Massive Parking: Tandem 7 car garage plus paved driveway room for an RV or boat. Executive airport nearby for easy corporate travel.

Rooftop Oasis: A 2000 square foot rooftop lawn with artificial turf offers 360 degree views. Watch parades and all city firework shows at once from the highest point in town.

Resort Amenities: 4 entertainment balconies overlook the private saltwater pool, actively heated by custom solar panels infused directly into the glass balcony railings. Includes mature fruit trees.

Interior Luxury: High end Thermador and Miele gourmet kitchen, first floor kitchenette, wine and book library, and custom wood closets. Dual masters provide incredible layout flexibility.

Unbeatable Location: Walk directly to McGuires, HarborWalk, Crab Island access, and nightlife. Near boat launches and a quick jaunt straight to the Gulf.
#1009123

Destin

326 Summit Drive

7 Beds

6 Baths

5,836 Sq.Ft.

$2,150,000

MLS#: 1009123

Rarely does a home of this caliber become available in Destiny By The Sea. Perfectly positioned just three homes from the sugar-white sands and emerald waters of the Gulf, this exceptional 5-bedroom, 4.5-bath residence offers 2,814 square feet of beautifully maintained living space within one of Destin's most prestigious guard-gated beachfront communities.

28 Varazze Cay has been lovingly maintained as a lightly used private second home and every detail reflects an extraordinary level of pride of ownership. This is a home that has been meticulously cared for, thoughtfully updated, and preserved in truly exceptional condition.

Designed for effortless coastal living, the spacious three-level floor plan offers an ideal balance of elegance and functionality. The main living level features soaring ceilings, beautiful stone flooring, an inviting living area, and an open-concept design that flows seamlessly into the dining area and well-appointed kitchen. Complete with quartz countertops, abundant cabinetry, a large breakfast bar, and a charming breakfast nook, the kitchen is equally suited for entertaining or everyday living. A highly desirable main-level guest bedroom adds convenience and flexibility, while the remaining bedrooms provide generous accommodations for family and guests. Multiple covered balconies invite you to enjoy the Gulf breeze, with peekaboo Gulf views from the upper level providing the perfect backdrop for morning coffee or spectacular sunsets.

Beyond its timeless design, this home has received an impressive list of recent improvements that set it apart from the competition. Major updates include a new tile roof (2025) with a 10-year transferable workmanship warranty, new exterior doors, new blinds, a new garage door and opener, freshly painted exterior (July 2026), and a new ice machine. The high-efficiency Carrier variable-speed HVAC system has been professionally serviced twice annually, with the exterior unit replaced approximately three years ago and protected with a specialized coastal coating for enhanced durability. Regular pest control and termite prevention treatments further reflect the owner's unwavering commitment to preventative maintenance and long-term care.

Residents of Destiny By The Sea enjoy an unmatched coastal lifestyle with 24-hour guarded gate security, private deeded beach access boardwalk, a resort-style community pool, hot tub and beautifully landscaped grounds - all just steps from one of the Emerald Coast's most spectacular stretches of beach.

Ideally located along Scenic Gulf Drive, you'll be minutes from Destin's finest dining, championship golf, boating, world-class fishing, Destin Commons, Grand Boulevard, Baytowne Wharf, HarborWalk Village, and Silver Sands Premium Outlets.

Whether you're searching for an exceptional primary residence, an exclusive coastal retreat, or a premier investment in one of Destin's most coveted beachfront communities, 28 Varazze Cay presents a truly rare opportunity. Homes this close to the beach are always in demand - but finding one that has been extensively updated and maintained to such exacting standards is exceptionally uncommon. Buyer to verify all information.
#1008561

Destin

28 Varazze Cay

5 Beds

4 Baths

2,814 Sq.Ft.

$1,945,000

MLS#: 1008561

First impressions matter. And when I walked into 3149 Scenic Highway 98 for the first time it immediately felt like a home made for family and for making memories. The floor plan is perfect for multiple families to share the home and still feel like they each have their own space. The bedrooms are spread out across all three floors, and all three levels have their own common area/living room. So, when multiple families share the home they don't feel like they're stacked on top of one another. The first floor kitchenette being located next to the pool area is also a great detail of the floor plan. I have young children, so I know the value of having cold drinks and snacks on hand by the pool when the Summer sun starts to get hot. This home's outdoor space really blew me away when I first walked outside. The covered porch is massive and provides a large shaded space to retreat from the sun while still enjoying the outdoors. The pool (30'x15') was larger than I expected, and the back gate by the pool makes walking to the beach easy. The Barracuda Street beach access is across from the house, and it has a crosswalk making it safe and easy for parents to take their kids to the beach. When you return, the outdoor shower makes it easy to rinse off the sand before coming inside. After a decade of selling real estate on the Emerald Coast I've learned that most buyers and renters share these three priorities when looking for a beach home: quick and easy beach access, nearby dining & entertainment options, and a private heated pool. The heated pool is a key because Northwest Florida experiences cold snaps in the Fall and Winter months, so many vacation renters filter their online searches for homes with a heated pool, and if you don't have one then you may not show up in a would-be renter's search. It's also important if you plan on staying at the home and want to be able to use your pool year-round. 3149 Scenic Highway 98 checks every one of these boxes. It's one row back from the beach, and it has a 30'x15' private & heated pool surrounded by a covered patio. It's located one mile by car or LSV (street-legal golf cart) from the Destin Commons shopping & dining complex as well as the award-winning public golf course at Regatta Bay. All of the places below are accessible from the home by LSV:

Barracuda Street Beach Access.........................1-min walk
Camille's (seafood, sushi, brunch).....................0.4mi
The Henderson Rooftop Bar..............................0.8mi
Whole Foods......................................................0.8mi
Destin Commons (shopping, dining, movies)......0.9mi
Uncle Buck's Fish Bowl (bowling/arcade)...........0.9mi
Jackacuda's (seafood & sushi).........................1.1mi
Regatta Bay Golf Course.................................1.7mi

This home is located in Crystal Beach, one of the premier vacation rental locations in all of Destin and Miramar Beach, it's the area of town my investment-savvy clients typically gravitate towards. There's three main benefits to being in Crystal Beach: 1) no HOA fees 2) ample public beach accesses. Most streets have a dedicated access which helps spread the crowds out and leads to a less crowded beach experience. 3) Proximity to the Destin Commons, which is the main shopping, dining, and entertainment hub in Destin. It's also in close proximity to many of the best restaurants in town. This is important both for personal enjoyment and it also matters a great deal to renters. So, if you plan on renting the property, then this area of town is ideal for that. 

Floor plan

First Floor
Upon entering the home there's a good sized landing space. To the right of the front door is the staircase leading to the upper levels.To the left is the entrance to the first floor living quarters complete with a kitchenette, living room, dining area, and two bedroom suites that share a full bathroom. This area also leads out to the pool area which includes the large covered patio, 30'x15' pool, grilling area, outdoor shower, and a walkover to the back gate that leads to the nearby beach access.

Second Floor
At the top of the stairs is a hallway. Straight ahead in the hall is a walk-in laundry room as well as an extra full-bathroom that serves as the guest bath for the living room. The hallway is a "T" shape, and going to the left leads to the second-floor master suite which features a king-sized bed and a walk-in closet. The ensuite master bathroom has a walk-in shower, garden tub, and dual vanities. To the right is the large main living room which features an open floor plan incorporating the kitchen and dining area into the flow of the space. It has doors leading out to a 25'x10' balcony that overlooks the pool and gets great sunset views. The balcony has a set of outdoor stairs leading to the pool area, so it's easy to bring food from the kitchen to the poolside. This also allows the guests in the upstairs bedrooms to access the pool without having to go through the downstairs living quarters. 

Third Floor
The final floor starts with a sizable living room/common area. To the left are two guest bedroom suites with a shared full bathroom. To the right is another master bedroom suite, and it's laid out similarly to the one on the second floor. It has a large bathroom with a garden tub, walk-in shower, and a walk-in closet. It has a private 25'x10' balcony that faces the beach and captures some peekaboo water views. It provides an excellent front row seat to Summer sunsets with its Southwest exposure.
#1008104

Destin

3149 Scenic Hwy 98

6 Beds

5 Baths

3,868 Sq.Ft.

$2,200,000

MLS#: 1008104

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